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John Hancock Retirement Plan Services LLC and Manulife Asset Management Trust Company (conducting business as "John Hancock Trust Company") offer service programs for retirement plans through which a sponsor or administrator of a plan may invest in mutual funds and collective investment trusts on behalf of plan participants. Mutual funds and collective investment trusts available through Fidelity Brokerage Services LLC (“Fidelity”) have not been individually selected by John Hancock or Fidelity Investments®. Administrative and recordkeeping services are provided by John Hancock Retirement Plan Services LLC. Group annuity contracts are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02210 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Product features and availability may differ by state. John Hancock Trust Company provides trust and custodial services. Securities products, when offered, are offered through John Hancock Distributors LLC, member FINRA/SIPC.

NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT INSURED BY ANY GOVERNMENT AGENCY

© 2012 All rights reserved.
Your Results

Based on the information provided, your estimated contribution amount is:
      
Monthly
Estimated lump sum at retirement

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Calculation Assumptions
To provide an estimate of your monthly plan contribution amount, the calculator must use assumptions to represent some information that is unavailable, such as the rate of return your savings will earn and your retirement age. Below, we've listed these assumptions to give you an idea of how your information was calculated.

Retirement Age
The calculator assumes that you plan to retire at the age of 67.

Inflation
Although inflation at a rate of 2.3% annually is included as part of the calculations, all final figures are expressed in today's dollars.

John Hancock Retirement Plan Services LLC and Manulife Asset Management Trust Company (conducting business as "John Hancock Trust Company") offer service programs for retirement plans through which a sponsor or administrator of a plan may invest in mutual funds and collective investment trusts on behalf of plan participants. Mutual funds and collective investment trusts available through Fidelity Brokerage Services LLC (“Fidelity”) have not been individually selected by John Hancock or Fidelity Investments®. Administrative and recordkeeping services are provided by John Hancock Retirement Plan Services LLC. Group annuity contracts are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02210 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Product features and availability may differ by state. John Hancock Trust Company provides trust and custodial services. Securities products, when offered, are offered through John Hancock Distributors LLC, member FINRA/SIPC.

NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT INSURED BY ANY GOVERNMENT AGENCY

© 2012 All rights reserved.